Term Life Insurance

Term life insurance provides the most cost effective coverage because it offers substantial protection at an affordable premium over a specific number of years.  Our policies give you the option of choosing the length of coverage you need.  During the period of your choice, your premiums are guaranteed not to change.

Our term life insurance solutions are ideally suited if you require:

  • Coverage for your mortgage or loan.
  • Financial security for your family.
  • Substantial coverage on a limited budget.

Conversion Option

Our Pinnacle Security and Term 10-Years allow you the option of converting your term policy to a permanent policy without having to take a medical exam or meet any additional requirement.

Customisation Options

You have the option of customising your Term Life Policy by purchasing the following add-ons known as riders.

  • Total Disability
  • Accidental Death and Dismemberment

GTM offers three Term Life Insurance options:


Our Futura is available for 20-Years or up to the age of 65.  All your basic premiums paid are returned at the end of the policy period.  The Futura up to age 65 provides an added benefit of a cash payout up to 60% of the accumulated basic premiums at the age 61.

Term 10-Years Renewable & Convertible

The Term 10-Years allows you to renew every ten years until age 65 at the same premium.

Pinnacle Security

Our Pinnacle Security Term Insurance offers multiple coverage options (10, 15, 20 or 25 years and up to age 70) along with a conversion guarantee at no extra cost.

For more information, contact an Insurance Advisor or a GTM Office near you.